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Aug 3, 2012 at 19:58 comment added James Whatever you are, I sure your not Linkedin and extending an example from a market leader with no competition anywhere close that get's most of it's money from recruiting agents who will just carry on regardless isn't going to get you far. I agree with you that from a business point of view it's a pure question of balance, but even if you don't think developers have a responsibility here, I know which side I'd come down on in most cases. Anyway, If you have to I've already suggested ways that you can do it better in the comments above.
Aug 3, 2012 at 17:58 comment added nohat Just to be clear, I'm not suggesting there are no consequences for password breaches. I'm just suggesting that the received software engineering "religion" that password breaches are catastrophic, death-penalty type situations for a company is, perhaps, an exaggeration of reality. It seems doing a careful balance of the risk/reward for doing what was proposed seems like a smarter business strategy than just dismissing it out of hand for being computer security heresy.
Aug 3, 2012 at 17:40 comment added nohat @Ramhound, I am interested in answers to my question, but suggestions to change the unchangeable in the scenario aren't very helpful.
Aug 3, 2012 at 17:40 comment added nohat @James Dunno why anyone thinks my employer is a "small retailer". But, for example, LinkedIn just reported exceeding their revenue expectations for the quarter after having a worst-case scenario password security breach.
Aug 3, 2012 at 12:40 comment added Ramhound @James - Don't bother...Its clear the user doesn't actually want to hear us.
Aug 3, 2012 at 7:10 comment added James Would love to see some fiqures about that. Tho I suspect the situation would be very different for a small retailer than it has been for those big players, so you have to make sure your comparing like with like.
Aug 2, 2012 at 15:16 comment added nohat Even in the case of worst-case scenario password security breaches (LinkedIn, eHarmony, Last.fm) it's not clear that there have been substantial revenue impacts.
Aug 1, 2012 at 11:45 comment added James Like I say, it's a trade-off. The cost of fraud may be high, but that's nothing compared to the cost to your business if you actually leak passwords. It's up to you. I wouldn't.
Jul 31, 2012 at 19:08 comment added nohat Sure, those are also useful signals for fraud detection, but if you are dealing with a lot of fraud you need to use all available to signals to detect it and maximize the loss.
Jul 31, 2012 at 7:51 history answered James CC BY-SA 3.0