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  • But I'm saying NO ONE has their routing numbers memorized. They are just reading them off their check book or bank statement, which has the bank name printed right there. I do like your idea of showing it as a confirmation after submittal, because we DO have a mechanism where they can kill that payment right after they make it but before their bank is drafted. Commented Apr 12, 2012 at 12:35
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    Do you know how often people typo when transcribing long undifferentiated numbers? It's something close to 1% on average. Commented Apr 12, 2012 at 14:15
  • I am expecting typos to occur, and those events generate a regular 'error' message, since the routing number does not match a known bank. I'm just curious if there's any value to showing the bank name when the user always has that in front of them physically when they do the typing. Commented Apr 12, 2012 at 14:31
  • @Graham, I have my routing numbers written down elsewhere, because I never carry my checks. Nevertheless, my second point stands, as I may whip through the numbers on the bottom of the check and never realize I've grabbed the wrong checkbook. Furthermore, even if you have multiple accounts from the same bank (and the name would be the same either way), a confirmation screen still provides a moment of pause to make sure you've got it as you meant to do it. Commented Apr 12, 2012 at 17:46
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    Every time I enter my bank routing number I wish the site would tell me the bank name so I can verify that I entered the routing number correctly. Even though I'm copying it off of a check in front of me, I'm still worried that I'll make a mistake. Commented Jul 25, 2014 at 16:45