Yesterday husband and I sat down together and came up with a list of 10 wants and needs for the coming year, to be saved up for and bought one at a time. It includes things like fitted carpets for both bedrooms, vertical blinds for the kitchen and lounge windows, a new raised bed for veggies, a smart speaker, plus some other things. We've put them in order of importance, so we know what we'll be getting first and roughly when. We're starting off with a carpet for husband's bedroom, we'll go and have a look in the carpet shop where we bought our hall and lounge carpets - reasonable prices, lots of offcuts and roomsize remnants, and the shop owner was extremely helpful and fitted our carpets at a very good price. Husband said he'd buy a carpet off ebay.....I said no, we need to actually see the carpet to check for quality and colour. I need to try and curb his enthusiasm for buying stuff off ebay, he's far too fond of it and around 50% of the time it turns out to be wrong. Either he buys ridiculously cheap rubbish from China which breaks after the 2nd time of using it, or it's the wrong thing altogether (because he hasn't read the listing properly, or done proper measurements) and then there's the downright nuisance of returning it - as it's been from China or Taiwan a few times, I really haven't wanted the hassle. So often his 'bargain' purchases turn out to be a complete waste of money. Husband rarely checks with me first before he presses the 'Buy now' button - I have asked several times that he do that, but it never sinks in, or he forgets. Or perhaps he just thinks "No I'm not asking her, I don't need her permission!". No he doesn't, of course, but if I cast my eye over it first I might be able to prevent him making an expensive error, or at least guide him in the right direction. Sigh. He's a blimmin nuisance at times.
I've done the freezer inventory and will today sit and write up a list of as many meals as I can make out of what we've got, to keep our January grocery spend as low as possible. Then that'll mean I can put away a fair sum in savings to go towards our 'Needs and Wants' list. I'm planning on going to Aldi around the middle of next week with a list - and hopefully they'll have my favourite coffees back in stock! Nothing ever goes down in price, only up - we've used more electricity recently (in part because we haven't had a lot of sun, so our solar panels aren't earning their keep), Betty's pet insurance goes up by nearly 50% from January - I decided to keep it on after all, it's just too risky not having it, especially given her age and the possibility of her becoming ill. I did go on some price comparison sites but couldn't get a better deal, due to her age (and breed mix meaning some insurers won't insure her). Water rates are going up, and there's our annual rent and service charge increase on 1 April. And of course we didn't get the Winter Fuel Allowance this time. So, although we've saved on the caravan monthly costs, a lot of that will be taken up by all the coming increases. Still, we have a lovely comfortable home and everything we need, so I'm not complaining, we're so fortunate.
Last day of the year.....amazing. I hope next year will be a good one - up to us to make it so, to a certain extent, although obviously we have no control over some things. I'm certainly aiming for us to have more days out - since we no longer have the caravan, we can and should get out more, or else husband will just be sitting wasting his life away in front of the TV all the time, and I'm not having that, it's no good for any of us.








