Works with all banks in United States 🇺🇸 and US Dollar

Bank statement analyzerthat shows where money goes

Upload any bank statement PDF and get categorized spending, charts, subscription detection, and CSV or Excel export in about 30 seconds.

Bank-level encryptionPDF never storedNo signup required
Drop your bank statement hereTap to upload your statement
or click to browse — PDF, JPG or PNG · multiple files
Try 1 Page Free →
Deleted after analysis
10,000+ transactions categorized
View a sample report →

Here's what you'll get

Your bank statement analysis report

mybankstatementanalysis.com/results

Spending Overview

February 2026
Total$5k
Housing & Rent
Groceries
Transportation
Dining Out
Utilities & Bills
Health & Fitness
Shopping
78/100
GoodFinancial Health
Savings Rate25.6%
Spending ControlGood
Subscription Load$50/mo
Emergency BufferLow

Spending Breakdown

February 2026

Housing & Rent

$2,100

33.4% of total spending

Groceries

$892

14.2% of total spending

Transportation

$645

10.3% of total spending

Other

$1,511

24.1% of total spending

Total Analyzed

$6,284

1Upload your PDF/2AI categorizes everything/3Get your report

Secure

Your PDF is processed in memory and never saved to disk. All data is encrypted in transit.

Private

We never sell or share your financial data. Anonymous uploads are auto-deleted after 7 days.

Transparent

No hidden fees, no account required. 1 free page every month — upgrade only if you need more.

Works with any PDF, PNG or JPG

Other tools choke on your bank statement.
Our analyzer just works.

Scanned, photographed, blurry, or in another language — drop it in and get your spending report.

OLD WAY

Basic PDF tools

  • Can't read scanned or photographed statements
  • Mixes up columns — dates, amounts, descriptions get jumbled
  • Doesn't know what a transaction actually means
  • You still have to sort and label everything by hand
  • Only works in English
OUR WAY

Our analyzer

  • Reads any PDF — scanned, digital, even a photo of a printed page
  • Gets columns right every time — dates, amounts, descriptions stay lined up
  • Understands context: $1,200 to "RESIDENT MGMT" = rent, not shopping
  • Sorts every transaction into spending categories — no manual work
  • Works in 35+ languages — Polish, German, French, Arabic, and more

What you get

More than just categories —
real financial clarity

Subscription tracker

Find the charges you forgot about

Detected Subscriptions

$46.98/mo recurring

N

Netflix

MonthlyMar 15, 2026

$15.99

S

Spotify Premium

MonthlyMar 22, 2026

$10.99

C

ChatGPT Plus

MonthlyApr 1, 2026

$20.00

AI scans every transaction and automatically flags recurring payments. Most people discover at least one subscription they'd forgotten — and cancel it the same day.

  • Detects monthly, annual, and weekly charges
  • Shows your true monthly subscription cost
  • Spots free trial conversions before they auto-renew

AI Insights

Your finances, explained by AI

AI Insights

Your grocery spending is 12% higher than last month. Consider meal planning to stay on budget.

You saved 25.6% of your income — above the recommended 20%. Great job!

Transportation costs dropped $45 from January. The new bus pass is paying off.

You have 5 active subscriptions totaling $84.96/mo. Review if all are still needed.

Get a personalized breakdown of your spending habits, trends, and anomalies. AI reads every transaction so you don't have to — and tells you what actually matters.

  • Highlights unusual spending spikes instantly
  • Tracks month-over-month trends automatically
  • Summarizes your financial health in plain English

Smart recommendations

Not generic tips — your tips

Savings Opportunities

Reduce dining out frequency$180
Bundle streaming services$12
Switch to cheaper gas$35
Total per month$227

Every recommendation is generated from your actual transactions. If you spent $340 on restaurants this month, AI tells you exactly what that means and what to do.

  • Based on your real spending patterns
  • Specific dollar amounts, not vague advice
  • Actionable in under 5 minutes

Analyze your own bank statement

Upload your bank statement PDF and convert it to a categorized spending report with CSV export. Takes about 30 seconds.

Upload My StatementView Sample Report

Trusted by thousands

People love the simplicity

“I used to spend 2 hours in Excel sorting my transactions by hand. This did it in 30 seconds and the categories were actually right.”

M
Mark R.
Freelance consultant
10,000+
Statements analyzed

“Uploaded my Chase statement and had a full breakdown before my coffee was ready. This is how banking tools should work.”

S
Sarah K.Small business owner

“My accountant asked for categorized transactions for tax season. I uploaded 6 months of statements and exported everything to Excel in under 5 minutes.”

J
James T.
Real estate agent

“Finally found something that reads my scanned bank statements. Other tools just gave me garbage — this one nailed it.”

A
Anna W.Bookkeeper

“I needed to see where $4,000/month was disappearing. Turns out I had 11 active subscriptions. Cancelled 5 of them on the spot.”

D
David L.Software engineer

Pricing

Simple, transparent pricing

Start free. Upgrade when you need more.

Free
Free
No card required
Try it out
  • 1 PDF page / month
  • AI transaction categorization
  • Sankey money-flow chart
  • AI insights & savings tips
  • Financial health score
  • Spending calendar
  • 6 export formats (CSV, Excel, QIF, OFX, QBO, IIF)
Try 1 Page Free
Most popular
Basic
$9/mo
For monthly tracking
  • 500 PDF pages / month
  • Everything in Free, plus:
  • Multi-month trends dashboard
  • Subscription detector
  • AI savings opportunities
  • Chat AI financial advisor
  • Receipts & invoices extractor
  • Table-to-Excel extractor
  • File format converter
  • Chrome & Google Sheets extensions
  • 12 months history
Pro
$19/mo
For power users
  • Unlimited PDF pages
  • Everything in Basic, plus:
  • Redact sensitive info from statements
  • Translate statements (30+ languages)
  • Fake statement detector
  • Fraud & authenticity scoring
  • Chrome, Sheets & Excel extensions
  • Priority processing
  • Priority support

Works in any language

Upload bank statements from any country — AI reads Polish, German, French, Spanish and more

🇺🇸
WALMART SUPERCENTER
Groceries
🇩🇪
REWE MARKT MÜNCHEN
Groceries
🇫🇷
BOULANGERIE PAUL PARIS
Dining Out
🇵🇱
BIEDRONKA SP. Z O.O.
Groceries
🇪🇸
MERCADONA SUPERMERCADO
Groceries
🇬🇧
TESCO STORES LTD
Groceries

+ Arabic, Chinese, Italian, Dutch, Portuguese and more — our smart analysis engine handles it all

Extensions

Works where you work

Import bank statement data directly into Chrome, Google Sheets, or Excel.

Chrome
Chrome
Google Sheets
Google Sheets
Excel
Excel
View all extensions →

FAQ

Bank statement analysis FAQ

How is my financial data protected?+−
Your uploaded PDF is processed in memory and never stored — only the categorized transaction data is saved. We never sell or share your financial data. Anonymous analyses are automatically deleted after 7 days. You can permanently delete all your data at any time from your dashboard.
How does AI bank statement analysis work?+−
Upload any bank statement PDF — scanned or text-based. We extract every transaction using OCR and text parsing, then AI reads each description, identifies the merchant, and categorizes it into spending categories like housing, groceries, transport, and entertainment. You get a full visual breakdown in about 30 seconds.
Is there a free bank statement analyzer?+−
Yes! mybankstatementanalysis is a free bank statement analyzer for your first PDF page every month — no credit card or account required. That's usually enough to fully analyze one month's statement. Paid plans start at $9/mo for 500 pages.
Which banks are supported?+−
Our bank statement analyzer works with all major banks worldwide — Chase, Bank of America, Wells Fargo, Citi, Capital One, PNC, HSBC, Barclays, TD Bank, and 10,000+ more. If your bank provides a PDF statement, we can analyze it.
Can I convert my bank statement to CSV or Excel?+−
Yes. Upload your bank statement PDF and export categorized transactions to CSV, Excel, QIF, OFX, or QBO format. Our bank statement converter works with any bank and produces clean, structured data ready for Excel, Google Sheets, QuickBooks, or any accounting software.
What if my bank statement PDF is a scanned image?+−
No problem. Our bank statement OCR handles scanned PDFs and photographed statements automatically. The image is converted to text using AI before analysis runs. Even blurry or low-resolution scans work.
What does a bank statement look like?+−
A bank statement is a document from your bank showing all transactions in your account for a specific period — typically one month. It includes your account number, opening and closing balance, and a list of every deposit, withdrawal, and fee. See our bank statement example page for a detailed breakdown of each section.
What makes this the best bank statement analysis software?+−
Speed (30-second analysis vs hours in Excel), AI-powered categorization that understands merchant names, and visualization showing where every dollar goes. Plus it's free to start and works with any bank worldwide — no other bank statement analysis tool offers this combination.
Can I use bank statement analysis for loan applications?+−
Yes. Many users run bank statement analysis for loan prep — it generates a clear spending report, income summary, and category breakdown that helps you understand your finances before applying. Bank statement loans use your deposits as proof of income, and our analyzer makes that data easy to review.

Upload one statement.
See where your money goes.

Start with 1 free page. No credit card, no account required, and your report is ready in about 30 seconds.

Upload My Statement Free →
✓ 1 page free · ✓ No signup · ✓ Results in 30 seconds

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