Silver DCA Calculator

A silver DCA calculator computes your blended average cost per troy ounce across multiple silver purchases made at different prices. It shows your true entry price, current portfolio value, and profit or loss based on the live spot price — helping you make informed decisions about future purchases.

Enter your current ounces held and your existing average purchase price per ounce, then add the ounces and price of your planned next purchase. The calculator instantly returns your new blended average cost per ounce, updated total ounces, current portfolio value, and profit or loss at the live spot price.

Dollar-cost averaging for silver means buying a set dollar amount at regular intervals regardless of the spot price. This reduces the risk of investing a lump sum at a market peak and gradually lowers your average cost per ounce when prices dip. It is widely used by long-term physical silver investors as a disciplined accumulation strategy.

The silver spot price is the live market rate for one troy ounce of unallocated silver. Physical products — coins, bars, and rounds — sell at a premium above spot, typically 5–25%, covering minting costs, distribution, and dealer margin. For accurate DCA calculations, always enter the actual all-in price you paid per ounce, not just spot.

A troy ounce is the standard unit for weighing precious metals. One troy ounce equals 31.1035 grams — approximately 10% heavier than a standard avoirdupois ounce (28.35 g). All silver spot prices, premiums, and this calculator use troy ounces as the base unit.