The blockchain for payments at scale

Tempo is a purpose-built, Layer 1 blockchain for payments, developed in partnership with leading fintechs and Fortune 500s. Tempo enables high-throughput, low-cost global transactions for any use case, including machine payments.

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Purpose-built for stablecoins

Incubated by Paradigm and Stripe, Tempo is a blockchain built for real‑world payments via stablecoins. Stablecoins enable instant, borderless, programmable transactions, but current blockchain infrastructure isn’t designed for them: existing systems are either fully general or trading-focused. Tempo is designed for payments at scale.

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Performant & scalable for any payments flow

Remittances

Send money across borders instantly, securely, and at a fraction of traditional costs.

Global payouts

Pay anyone, anywhere, in any currency—without banking delays or fees.

Payroll

Faster funding, cheaper cross-border payouts, and new revenue streams for payroll providers.

Embedded finance

Build compliant, programmable payments—in any stablecoin—directly into your products.

Microtransactions

Enable sub-cent stablecoin payments for pay-per-use services.

Agentic commerce

Facilitate low-cost, instant payments for agents to autonomously execute transactions.

Tokenized deposits

Move customer funds onchain for instant settlement and efficient interbank transfers.

Designed for real-world use cases at scale

Dedicated payment lanes

Guaranteed blockspace for payments at the protocol level. Fees stay low and stable even when network activity spikes.

Stablecoin-native gas

Pay fees in USD stablecoins. No volatile gas tokens, predictable costs, and simpler accounting.

Built-in stable asset DEX

Native DEX optimized for stablecoins and tokenized deposits. Low fees and maintained liquidity.

Payments metadata

Structured memo fields for invoices and identifiers. Reconcile payments against ERP systems without custom code.

Deterministic settlement

Blocks finalize in ~0.6 seconds with no re-orgs. Settlement certainty that matches existing financial systems.

Modern wallet signing

Programmable smart accounts with gas sponsorship, batch transactions, scheduled payments, and passkey auth.

Privacy (coming soon)

Opt-in privacy for balances and transfers, designed with regulated issuers. Confidential transactions with the auditability compliance requires.

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