I am sick of pressing Insert instead of Backspace and running into problems in certain modes.
How can I fix it?
One option is to have some visual indication that overwrite mode has been activated, so I can press Insert again and correct my mistake.
overwrite-modeis active, the mode-line statesOvwrt-- and, thatOvwrtvisualization disappears from the mode-line whenoverwrite-modeis deactivated. The area of the mode-line whereOvwrtappears/disappears is the section dedicated to active minor-modes. You could also check by typingC-h vakaM-x describe-variableand see whether the variableoverwrite-modeis non-niloverwrite-mode-textual(i.e., active) ofnil(i.e., deactivated). If that does not answer your question, then consider editing your question ...overwrite-mode.