Where are schemas located in SSMS? They are rightfully placed under the security tab.
Lets use the AdventureWorks databases.
If you assign security at the schema level, purchasing users will only have access to the purchasing table and sales people will have only access to the sales tables.
In fact, they will not even see the other tables if you set it up correctly.
If you combine schemas with creating tables/indexes on file groups, now you can place all the sales people onto file group sales and purchasing on file group purchasing.
IE - Spreading the I/O load.
In short, I think schemas are an unknown and little used feature.
Check out my blog article on this fact.
http://craftydba.com/?p=4326
