You want
model <- bam(error ~ s(participant, bs = "re") + s(participant, difference, bs = "re"), data = data_for_gamm)
If you want participant random effects and random "slopes" of difference per participant, as per your stated requirement.
The "fs" smooths does much more than add random intercepts; it represents a fully penalized spline basis where all smooths share the one smoothing parameter. As it is fully penalized, s(x, f, bs ="fs") has a penalty for the constant term in the basis (which means we have a random intercept for each level of the f), another penalty for the linear term in the basis (se we have random slopes of x per level of f), and then a random smooth function of x per level of f, noting that the x in these smooths must be continuous.
The "re" basis only gives a random "slope" if you add a grouping variable and the variable you want random slopes for. In your case you have two factors (participant and difference) but this still works, you'll just get a different estimate of difference for each level of participant.
If you want a smooth of Learning_stage, you have to state what you want that smooth to do. Right now you have a model that asks for:
~ difference fixed effect for levels of difference, + s(Learning_rate) an average smooth effect of Learning_rate (assuming difference is a normal factor? If it is an ordered factor, things are different), + s(Learning_rate, by = difference) a separate smooth effect of Learning_rate for each level of difference. This smooth almost certainly needs m=1 adding to it to make it more easily identifiable from the "average" smooth effect (2.), and + s(Learning_rate, participant, bs = "fs") a random smooth effect of Learning_rate per participant, with smooths sharing the one wiggliness parameter for the smooths. This term also includes random intercepts per participant and a random slope of Learning_rate as constant and linear terms are in this basis and are fully penalized. You likely don't need m=1 here.
This is a lot of smooth effects of Learning_rate; do you need all of them? There's nothing wrong with the model as you have it, but it is quite a complex starting model.